TERMS AND CONDITIONS

These Terms and Conditions (the “Terms”) govern your purchase of and participation in the Growth Circle

community, a networking system designed to introduce its members to certain educational content, peer

connections, and third-party products, services, and connections to those who provide investment

opportunities, (such system and community, the “Program”) facilitated by Amplifi LLC, an Idaho limited

liability company (the “Company”). These Terms include certain disclosures and waivers which are

imperative for your understanding and agreement to participate in the Program. These include, without

limitation, the Affiliate Relationships and Conflicts of Interest disclosure, the No Broker, Dealer, or

Investment Adviser acknowledgement, the Release and Waiver of Liability, the Educational Purposes

Acknowledgement, the Membership and Billing terms, the Annual Reaffirmation provisions, the

Communications Consent, the Indemnification provisions, the Guarantee, the Dispute Resolution and

Class-Action Waiver, and the Privacy provisions set forth below. By clicking the affirmative

acknowledgement checkbox and typing your name in the signature block at final sign-up (following your

review of these Terms in full), or by accessing or participating in the Program, you accept and agree to be

bound by these Terms. No membership fee or other payment will be charged, and no onboarding will

commence, until you have affirmatively agreed to these Terms. The Terms apply to each individual

(referred to as “I” or “me”) that interacts with or uses any content or information (the “Content”) produced

or shared by the Company, or any of its affiliates, employees, officers, managers, members, contractors,

agents, etc. in connection with the Program.

AFFILIATE RELATIONSHIPS AND CONFLICTS OF INTEREST

I acknowledge that the Company and its principals, including Braiden Shaw (“Principal”), have material

affiliate, ownership, and compensation relationships with a number of third-party companies whose

products, services, or investment opportunities may be introduced, referenced, discussed, promoted, or

otherwise made available through the Program (each, an “Affiliate”). I acknowledge that Principal receives

economic benefit, whether in the form of ownership distributions, referral fees, placement fees, marketing

or sponsorship fees, or otherwise, from a substantial majority of the investment opportunities and third-party

products introduced or referenced through the Program.

The following is a non-exhaustive schedule of currently known Affiliates and the nature of the

compensation relationship as of the date I agree to these Terms (the “Affiliate Schedule”). The Company

may update the Affiliate Schedule from time to time and will post the current version through the Program

portal or through a hyperlink referenced in these Terms:

• Fulcrum Home Loans (Mortgage): Direct ownership; Principal is paid as owner (mortgage

brokerage licensed in most states).

• Aspire (Real Estate): Direct ownership; Principal is paid as owner (real estate brokerage that

refers to any state for commissions).

• Genesis Corporate Services (Entity formation and trust services): Direct ownership; Principal is

paid as owner (LLCs, trusts, and related entity services).

• Horizon Trust (Self-directed IRA and retirement accounts): Direct ownership (pending);

Principal will be paid as owner and will receive certain referral-based benefits (self-directed

IRAs, 401(k)s, 529s, HSAs, and similar).

• Prime Corporate Services (Tax): Affiliate arrangement (currently 10% of revenue paid to

Principal); subject to renegotiation.

• Turbo (Property and casualty insurance): Direct ownership plus separate affiliate arrangement

(auto, home, umbrella, and related brokered coverage).

• Amplifi LLC (Financial education): The Company itself; Principal is paid as owner (Growth

Circle and Foundations offerings).

• Thrive (Budgeting application): Direct ownership; Principal is paid as owner (AI-based

budgeting application).

• Asilia GC Fund (Private credit): Direct ownership; Principal is paid as owner (private credit

fund).

• BlueBird Capital (Private equity, real estate and home services): Direct ownership; Principal is

paid as owner (home-services roll-up and private equity funds).

• Space Station (Venture capital): Direct ownership; Principal is paid as owner (venture capital,

SPVs, and funds).

• Eephus (Private equity, real estate): Direct ownership; Principal is paid as owner (multifamily

real estate, SPVs, and funds).

• Ethos Life Insurance (Life insurance): Direct co-ownership; Principal is paid as owner (life-

insurance brokerage).

• Amplifi Travel (Travel): Direct ownership; Principal is paid as owner (travel aggregator).

• BillCutterz (Bill negotiation): Affiliate arrangement (12% of revenue paid to Principal).

• MyBankTracker (any brokerage account) (Investing / brokerage referral): Affiliate arrangement

($20–$100 per sign-up paid to Principal).

• Capita (Financial services): Affiliate arrangement (flat monthly consulting fee of approximately

$600).

• Any Credit-Card Offering (Credit cards): Affiliate arrangement ($100–$900 per sign-up paid to

Principal).

• Any High-Yield Savings Account Offering (Deposit accounts): Affiliate arrangement ($200–

$300 per sign-up paid to Principal).

I acknowledge and understand that (i) the Company’s and Principal’s receipt of the foregoing compensation

constitutes a material conflict of interest; (ii) the Company and Principal may have a financial incentive to

introduce or promote products, services, and investment opportunities from which they receive such

compensation; (iii) the Affiliate Schedule may be updated from time to time and I am responsible for

reviewing the then-current Affiliate Schedule when it is republished; and (iv) my agreement to these Terms

constitutes my acknowledgement that I have followed the hyperlink to, or otherwise been provided access

to, the then-current Affiliate Schedule and that I have had a fair opportunity to review it. I further

acknowledge that I am not required to purchase, subscribe to, or otherwise engage with any Affiliate or

Affiliate-provided product, service, or investment opportunity in order to participate in the Program.

NO BROKER, DEALER, OR INVESTMENT ADVISER

I acknowledge and understand that neither the Company nor Principal is registered or licensed with the U.S.

Securities and Exchange Commission or with any state or state securities regulator as a broker, dealer,

investment adviser, investment adviser representative, or legal adviser, and neither the Company nor

Principal is acting as a broker, dealer, investment adviser, financial adviser, or attorney in connection with

the Program. Nothing said, presented, written, or discussed in, or in connection with, the Programconstitutes

a recommendation, solicitation, or offer to buy or sell any security or to engage in any investment strategy,

or a solicitation to invest in any Affiliate or Affiliate-sponsored offering. I acknowledge that all investment

decisions I make in reliance upon or in connection with information obtained through the Program are made

by me independently and on my own account, and are made without reliance upon the Company, Principal,

or any of their respective affiliates, and following such review, analysis, and consultation with such

professional advisors as I deem appropriate. All investment subscriptions are entered into directly between

me and the applicable third-party issuer or general partner entity, and are subject to that issuer’s or entity’s

own subscription documents and offering materials, none of which are prepared by the Company or

Principal.

RELEASE AND WAIVER OF LIABILITY

The terms and conditions of this section (the “Release”) apply to each individual (referred to as “I” or “me”)

that interacts with or uses any content or information (the “Content”) produced or shared by Amplifi LLC,

an Idaho limited liability company, or any of its affiliates, employees, officers, managers, members,

contractors, agents, etc. (collectively, the “Company”), including each individual that participates in or

interacts with any website, application, webinar, forum, community, or other event administered by the

Company. In consideration of the intangible value that I will receive by gaining access to the Company’s

Content and (if applicable) being provided with the opportunity to gain additional access to Content through

websites, applications, webinars, forums, communities, and events, and in recognition of the Company’s

reliance hereon, I agree to all the terms and conditions set forth in this Release. This Release is in addition to

and is subject to the terms and conditions of use of any website, platform, application, venue, or other such

tool, venue, or avenue through which the Company shares Content. I, on behalf of myself and my heirs,

executors, administrators, successors, and assigns, hereby fully, unconditionally, and irrevocably release,

waive, and discharge the Company, Principal, and each of their respective affiliates, members, managers,

officers, employees, contractors, agents, successors, and assigns (collectively, the “Releasees”) from any

and all claims, demands, actions, causes of action, suits, damages, losses, liabilities, costs, and expenses of

every kind and nature (including reasonable attorneys’ fees) that I now have or may in the future have,

whether known or unknown, arising out of or in any way related to my participation in the Program, the

Content, any Affiliate, any investment introduced or referenced in the Program, or any action or omission of

any Releasee in connection therewith. Notwithstanding the foregoing, nothing in this Release is intended, or

shall be construed, to waive any right or remedy of mine that may not be waived as a matter of applicable

law, including under Section 29(a) of the Securities Exchange Act of 1934, Section 14 of the Securities Act

of 1933.

EDUCATIONAL PURPOSES ACKNOWLEDGEMENT

I am aware and understand that the Program is for informational and educational purposes only and anything

said, presented, or discussed throughout the Program does not constitute investment, financial, tax, legal, or

other advice. I acknowledge that the Company recommends that I seek the advice of professional advisors,

including licensed financial advisors, attorneys, accountants, and tax professionals, before making any type

of financial or investment decision based on information said, presented, or discussed throughout the

Program or in Program materials. I am aware and understand that information presented throughout the

Program may not reflect the actual return of my own investments, either before or after my participation in

the Program. I acknowledge the Company is not responsible for the consequences of any actions I take in

reliance upon or as a result of the information provided in the Program. I acknowledge that the Company

does not make, and hereby disclaims, any representations and warranties regarding the Content of the

Program, whether express or implied, including implied warranties of merchantability or fitness for a

particular purpose. I acknowledge and understand that I use the information provided in the Program at my

own risk and that the Company hereby disclaims any liability to me for any loss, damage, or cost arising

from or related to the Program, including, without limitation, the accuracy, appropriateness, quality, or

completeness of the information provided in the Program, regardless of the cause. I AM AWARE AND

UNDERSTAND THAT THE COMPANY AND ITS AFFILIATES, MEMBERS, MANAGERS,

OFFICERS, EMPLOYEES, CONTRACTORS, AGENTS, SUCCESSORS, OR ASSIGNS

(COLLECTIVELY, “RELEASEES”) ARE NOT AND SHALL NOT BE LIABLE OR RESPONSIBLE

TO ME WITH RESPECT TO ANY LOSS OR DAMAGE, INCLUDING, WITHOUT LIMITATION,

INCIDENTAL, INDIRECT, OR CONSEQUENTIAL DAMAGES CAUSED, OR ALLEGED TO HAVE

BEEN CAUSED, DIRECTLY OR INDIRECTLY, BY THE PROGRAM OR INFORMATION

OBTAINED IN THE PROGRAM.

PUBLICITY WAIVER AND RELEASE

I acknowledge that the Company may photograph, video, record, or gather other video, audio, or written

information of or by me during my participation in any webinar, community, or other event, and that the

Company desires to use and publicize my name, likeness, and other personal characteristics for advertising,

promotion, publicity, and other commercial and business purposes and for all purposes ancillary to the

foregoing (collectively, the “Uses”). I hereby give the Company my permission for such Uses and grant the

Company a license for all rights necessary and convenient for such Uses fee-free and in perpetuity

throughout the world, and waive all rights to approval, remuneration, enforcement, credit or

acknowledgment, and all legal and equitable rights relating to liabilities, claims, demands, damages, and

expenses, including but not limited to claims for infringement, privacy, misappropriation, or any similar

claim.

MEMBERSHIP AND BILLING

The Program is a paid membership. No payment will be charged to my payment method until I have

affirmatively agreed to these Terms in the form and manner presented at final sign-up. By completing

checkout and affirmatively agreeing to these Terms, I authorize the Company to charge the payment method

I provide for the membership fee displayed on the checkout page, and, where my membership is facilitated

on a recurring basis, to automatically charge that payment method at the renewal price and interval

displayed at checkout until I cancel. My membership will automatically renew at the end of each

membership term unless I cancel before the renewal date, subject to the Annual Reaffirmation requirements

set forth below.

I may cancel my membership at any time by emailing [email protected]. Cancellation takes

effect at the end of the then-current paid membership term, and I will retain access to the Program through

the end of that term. Except as expressly provided in the Guarantee below, all membership fees are non-

refundable, and cancellation does not entitle me to a refund of fees already paid.

If a payment fails, the Company may retry the charge and may suspend or terminate my access to the

Program until payment is made. I am responsible for keeping my payment information current.

I will not represent to any third party that I am a member of, enrolled in, or otherwise “in” the Program until

I have completed the Company’s onboarding process, and I acknowledge that the Company’s onboarding

process has not commenced and will not commence until I have affirmatively agreed to these Terms.

ANNUAL REAFFIRMATION

I acknowledge and agree that the Company may, from time to time (and expects to do so not less frequently

than annually and as often as semi-annually), update these Terms, including the Affiliate Schedule and other

conflicts-of-interest disclosures. My continued participation in the Program following any such update is

expressly conditioned upon my affirmative re-agreement to the then-current Terms. At each annual renewal

of my membership, I will be required to affirmatively re-agree to the then-current Terms as a condition of

continued participation in the Program. If I do not affirmatively re-agree, my membership will lapse at the

end of the then-current membership term and my access to the Program will terminate. The Company may,

in its discretion, require reaffirmation at times other than annual renewal (including immediately upon a

material update to the Affiliate Schedule or to the conflicts-of-interest disclosures), and my continued

participation is conditioned upon such reaffirmation.

COMMUNICATIONS CONSENT

By providing my email address and/or phone number, I consent to receive communications from the

Company at the contact information provided, including transactional messages relating to my membership

(such as receipts, renewal notices, reaffirmation notices, updated Affiliate Schedules, account and event

information) and marketing or promotional messages, delivered by email, SMS/text message, and phone.

Consent to marketing messages is not a condition of purchase. Message frequency varies, and message and

data rates may apply. I may opt out of SMS messages at any time by replying STOP, and out of marketing

emails by using the unsubscribe link included in each email. Opting out of marketing communications does

not affect my receipt of transactional messages necessary to administer my membership.

INDEMNIFICATION

I shall defend, indemnify, and hold harmless the Releasees against any and all losses, damages, liabilities,

deficiencies, claims, actions, judgments, settlements, interest, awards, penalties, fines, costs, or expenses of

whatever kind, including attorney fees, the costs of enforcing any right to indemnification under this

Release, and the cost of pursuing any insurance providers, arising out of or resulting from any claim of a

third party related to my presence at or participation in any event, including any claim related to my own

negligence or reckless behavior, and further arising out of or resulting from my breach of these Terms, my

failure to comply with applicable law in connection with the Program, or my reliance on any Program

Content in making any investment or other financial decision.

GUARANTEE

The Company provides a limited money-back guarantee (the “Guarantee”) for eligible members of the

Program as follows:

If, during the first six (6) months of your active paid membership in the Program (the “Guarantee Period”),

you do not make or save at least Two five thousando Thousand Five Hundred U.S. Dollars ($52,0500.00) in

net financial benefit directly attributable to the Program’s strategies, deals, tax optimizations, or other tools

and information provided through the Program, the Company will refund 100% of the membership fees you

paid during the Guarantee Period, upon timely and proper claim as set forth below. Refunds are contingent

upon compliance with the eligibility and documentation requirements set forth below.

Eligibility and Conditions:

For clarity: the Guarantee is available only to members who remain continuously enrolled and paid through

the entire Guarantee Period; cancelling or lapsing at any point before the end of the Guarantee Period ends

eligibility for the Guarantee. You must be a paid member in good standing throughout the entire Guarantee

Period and remain continuously enrolled without cancellation or lapse. You must actively participate in the

Program, including but not limited to: attending or viewing recommended trainings/webinars,

implementing provided strategies in good faith, and pursuing applicable deals or tax optimizations made

available through the Program.

“Make or save at least $5,0002,500” means verifiable net financial benefit realized during the Guarantee

Period, such as:

Actual tax savings achieved and documented on filed tax returns (e.g., reductions in tax liability via legal

optimizations taught in the Program); Other direct financial gains explicitly tied to Program strategies.

Indirect, unrealized, or speculative benefits do not qualify. All claims must be supported by reasonable

documentation (e.g., tax returns, account statements, deal closing documents).

Claim Process:

Claims must be submitted in writing via email to [email protected] no earlier than the end of

your Guarantee Period and no later than thirty (30) days thereafter. Your claim must include:

Your full name, and proof of continuous paid membership; A detailed explanation of the strategies you

implemented; Supporting documentation demonstrating that, despite good-faith implementation, you did

not achieve at least $5,0002,500 in qualifying net financial benefit. The Company will review claims in

good faith and issue approved refunds within sixty (60) days of receipt. Refunds will be issued via the

original payment method (or equivalent if not possible).

Exclusions and Limitations:

This Guarantee applies only to membership fees paid directly to the Company for the Program and does not

cover any third-party costs, losses, taxes, penalties, or other expenses. The Guarantee is void if I violate

these Terms, engage in illegal activity, or fail to comply with Program guidelines. This Guarantee is

personal and non-transferable.

The Program remains for informational and educational purposes only, as stated elsewhere in these Terms.

This Guarantee does not constitute a warranty of specific financial results, which depend on individual

circumstances, market conditions, and implementation. This Guarantee represents the sole and exclusive

remedy for any dissatisfaction with financial outcomes from the Program and supersedes any other

representations regarding refunds or results.

PRIVACY

The Company collects and uses personal information I provide (including my name, email address, phone

number, and billing information) to administer my membership, process payments, and communicate with

me as described in these Terms.

DISPUTE RESOLUTION; ARBITRATION; CLASS-ACTION WAIVER

Except for claims that qualify for small-claims court and claims for injunctive relief to protect the

Company’s intellectual property, any and all disputes, controversies, or claims arising out of or relating to

these Terms, the Program, the Content, or any Affiliate arrangement (each, a “Dispute”) shall be resolved

exclusively by final and binding arbitration administered by JAMS in Boise, Idaho, in accordance with

JAMS’ then-current Streamlined Arbitration Rules and Procedures. The arbitrator’s award shall be final and

binding, and judgment on the award may be entered in any court of competent jurisdiction. I AND THE

COMPANY EACH WAIVE ANY RIGHT TO A JURY TRIAL AND ANY RIGHT TO PARTICIPATE

AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS ACTION, CLASS

ARBITRATION, PRIVATE ATTORNEY GENERAL ACTION, OR OTHER REPRESENTATIVE

PROCEEDING. If any portion of this provision is found unenforceable, the remainder shall remain in full

force and effect. Nothing in this provision limits my right or the Company’s right to seek injunctive or

equitable relief in a court of competent jurisdiction to preserve the status quo pending arbitration.

MISCELLANEOUS

These Terms constitute the sole and entire agreement of the Company and me with respect to the subject

matter contained herein and supersede all prior and contemporaneous understandings, agreements,

representations, and warranties, both written and oral, with respect to such subject matter. If any term or

provision of these Terms is invalid, illegal, or unenforceable in any jurisdiction, such invalidity, illegality,

or unenforceability shall not affect any other term or provision of these Terms or invalidate or render

unenforceable such term or provision in any other jurisdiction. These Terms are binding on and shall inure

to the benefit of the Company and me and our respective heirs, successors, and assigns. All matters arising

out of or relating to these Terms shall be governed by and construed in accordance with the internal laws of

the State of Idaho without giving effect to any choice or conflict of law provision or rule (whether of the

State of Idaho or any other jurisdiction). Subject to the Dispute Resolution and Class-Action Waiver section

above, any claim or cause of action arising under these Terms may be brought only in the federal and state

courts located in Ada County, Idaho, and I hereby consent to the exclusive jurisdiction of such courts.

CONFLICTS OF INTEREST — IMPORTANT DISCLOSURE

I ACKNOWLEDGE AND UNDERSTAND THAT THE COMPANY AND ITS PRINCIPAL,

BRAIDEN SHAW, HOLD OWNERSHIP OR ECONOMIC INTERESTS IN, AND RECEIVE

DIRECT OR INDIRECT COMPENSATION FROM, A SUBSTANTIAL MAJORITY OF THE

COMPANIES, GENERAL PARTNER ENTITIES, PRODUCT SPONSORS, AND SERVICE

PROVIDERS WHOSE PRODUCTS, SERVICES, OR INVESTMENT OPPORTUNITIES ARE

INTRODUCED, REFERENCED, PROMOTED, OR OTHERWISE MADE AVAILABLE

THROUGH THE PROGRAM (INCLUDING THOSE IDENTIFIED IN THE AFFILIATE

SCHEDULE). I ACKNOWLEDGE THAT THIS PRESENTS A MATERIAL CONFLICT OF

INTEREST. I ACKNOWLEDGE THAT (I) NEITHER THE COMPANY NOR PRINCIPAL IS

ACTING AS A BROKER, DEALER, INVESTMENT ADVISER, OR FINANCIAL ADVISER; (II)

NOTHING PRESENTED IN OR THROUGH THE PROGRAM CONSTITUTES A

RECOMMENDATION OR SOLICITATION TO PURCHASE OR SELL ANY SECURITY OR TO

ENTER INTO ANY INVESTMENT; (III) I HAVE FOLLOWED THE HYPERLINK TO, OR

OTHERWISE BEEN PROVIDED ACCESS TO, THE CURRENT AFFILIATE SCHEDULE AND

HAVE HAD A FAIR OPPORTUNITY TO REVIEW IT; (IV) I HAVE HAD A FAIR

OPPORTUNITY TO REVIEW THESE TERMS IN FULL AND HAVE SCROLLED THROUGH

THESE TERMS TO THIS ACKNOWLEDGEMENT; AND (V) I AM MAKING MY DECISION TO

PARTICIPATE IN THE PROGRAM AND ANY INVESTMENT INTRODUCED THROUGH THE

PROGRAM INDEPENDENTLY AND WITHOUT RELIANCE ON THE COMPANY OR

PRINCIPAL.

BY ACCESSING OR PARTICIPATING IN ANY WEBSITE, APPLICATION, WEBINAR, FORUM,

COMMUNITY, OR OTHER EVENT ADMINISTERED BY THE COMPANY, BY CLICKING THE

AFFIRMATIVE ACKNOWLEDGEMENT CHECKBOX FOLLOWING MY REVIEW OF THESE

TERMS IN FULL, AND BY TYPING MY NAME IN THE SIGNATURE BLOCK BELOW, I AFFIRM

THAT I AM OF LEGAL AGE TO ENTER INTO THIS AGREEMENT AND THAT I ACCEPT AND AM

BOUND BY THESE TERMS, INCLUDING WITHOUT LIMITATION THE RELEASE AND WAIVER

OF LIABILITY CONTAINED HEREIN, THE AFFILIATE RELATIONSHIPS AND CONFLICTS OF

INTEREST DISCLOSURE, AND THE DISPUTE RESOLUTION AND CLASS-ACTION WAIVER